Offer Lease-to-Own with Acima and Unlock New Revenue
Tap into a broader customer base with Acima's no-credit-needed lease-to-own program. Approve more customers, close more sales, and give your shoppers the flexibility they deserve-without financial risk to your business.
ACIMA's Industry leading lease-to-own is used by the top retailers:
Reach More Customers with Flexible Leasing
Over 121 million Americans are credit-challenged. Acima helps you serve this massive market with an approval process that considers more than just credit scores. No credit needed, no added risk to your store.
Easy Application, Instant Decisions
Customers can apply in-store or from their phone and get approved instantly-often for up to $4,500. Lease-to-own checkout is fast, secure, and keeps shoppers in your store or on your site.
Flexible Purchase Paths for Every Customer
Whether they want to pay over time, buy out early, or return the product, Acima gives customers flexible choices that build trust and increase conversions. 72% choose to buy out early within 90 days.
Boost Repeat Business with Acima Marketing
Acima automatically re-engages customers after their lease ends with personalized offers and pre-approvals. Use their optional marketing support to drive foot traffic and website sales year-round.
Make More Sales with Acima Lease-to-Own
Acima's flexible lease-to-own model gives your customers more buying power-without credit. Increase approvals, simplify checkout, and keep the sale in your store with seamless integration.
Instant Decisions at Checkout
Customers receive approval decisions in seconds-right in your store or on your website-so they can complete their purchase with no delays.
No Risk, Cancel Anytime
Customers can return leased merchandise at any time with no further obligation, removing buyer hesitation and improving conversion rates.
Seamless In-Store & Online Integration
Whether in your physical store or online, Acima integrates easily into your checkout process-without ever taking customers off your site.
Mobile App Access
Customers can manage their lease, schedule payments, and shop again-all from Acima's intuitive mobile app.
Start Offering Acima in Your Store Today
Increase sales, boost approval rates, and give customers more buying power without added financial risk. Acima makes it easy.
Cancel Anytime - No Penalty
Acima leases can be canceled at any time without penalty. Customers can return the item and walk away. There's no risk to you as a retailer, and customers appreciate the flexibility.
No Bank Account? No Problem
Customers without bank accounts can still lease through Acima using a debit card. This removes another barrier at checkout and helps close the sale on the spot.
Transparent Terms & Mobile App
Acima's mobile app gives customers full visibility into their lease, payments, and early purchase options-so there are no surprises and no confusion.
See what others are saying and get started with Acima today.
We signed up with Acima a little over two years ago. It's super simple and easy to use, not to mention their support staff is always available to help and answer any questions. Without Acima, I would have done $600,000 less in sales over that time frame. Glad we did it!
Sandy, UT
Acima has been a win on all fronts. It's easy, it's fast, it's consistent, it's reliable.
Wilsonville, OR
EZ Process Pro












